
Hello,
The Wall Street Journal published an article about the pressure US banks are getting to ease terms for distressed homeowners on home-equity loans and other second-lien mortgages. At also brings up the Obama administration program due to begin in the next few weeks, where borrowers who get reduced payments on their first-lien mortgage through the administration’s Home Affordable Modification Program automatically would get a break on their second-lien mortgage.
For those people that don’t qualify for a loan modification in April, the administration is due to launch financial incentives to encourage alternatives to foreclosure. The alternatives include short sales and so-called deeds in lieu of foreclosure, in which the borrower voluntarily gives up title to the home and often gets cash to help with moving expenses.
Here is the full article:
Home-Saving Loans Afoot
By JAMES R. HAGERTY
Pressure is growing on U.S. banks to ease terms for distressed homeowners on home-equity loans and other second-lien mortgages.
Rep. Barney Frank, chairman of the House Financial Services Committee, last week sent a letter to the four biggest U.S. banks demanding “immediate steps to write down second mortgages.” The Massachusetts Democrat sent the letter to Read the rest of this entry »

There are people out there that are not interested in hiring a Realtor® to sell their home because they are determined to sell it themselves. Often the idea of selling is related to the actions of sticking a pole in the ground, posting a “for sell by owner” sign, getting rid of the house and saving the commission % the broker charges.
I wish it were that easy. Here are a few things you should do if you are following this route.
First you need to find out what is involved this way you’ll be able to determine if you can handle the load. And I say this because there are more than just a couple of things involved in the process. If your time is limited you should stop reading and hire a Realtor because one thing you will need is time to dedicate to the promotion of your listing and what comes after that.
One of the most crucial things you must consider is the promotion of your listing. If you don’t expose your house to the world you will not get viewers for your house. You might be thinking the Internet will take care of this point but the truth is you won’t be able to list your house on the Multiple Listing System, which is a tool Realtors® use to list their inventory. This of course is unless you are a Realtor® or you are represented by one. By doing it yourself your advertising will be posted in places that may not get as much traffic or may not be fully dedicated to real estate as Realtors’ sites are. With that being said, Read the rest of this entry »

Hello
This one is short and sweet. I hope you are all enjoying this great weather. In an effort to make things easier for readers I decided to have a page that will allow you view homes in the area of your interest. Since I am mainly focusing on Livermore, Mountain House, Tracy and Lathrop I added to the navigation 4 tabs. Of course you can also search for any area as well.
Well, that’s it for now!
Remember to come back tomorrow for more!
And if you are planning to buy a house or sell your house call me!! I am only a phone call away!
Have a good night!!!
Your #1 Realtor®
Sharing updates to my blog with you!
Virginia R. Hoato
Realty World – Blue Property Group, Inc
DRE LIC# 01781539
Direct: 510-305-3254
Fax: 209-234-2750
Email: virginiarh at rightchoicehomes4u.com
TAMBIEN HABLO ESPAÑOL
Web Links: http://www.rwblue-virginiahoato.com
http://www.virginiahoato.topseller.net
http://www.virginiahoato.com
http://www.rightchoicehomes4u.com
Skype Member: virginiarh1961
“FOR RESULTS OF EXCELLENCE: EXPERTISE AND INTEGRITY MUST EMBRACE YOUR NEEDS”.
(VRH 8-13-08)
Share the memorable experience of buying a home with others. Your personal referrals are my greatest compliment.

Hello,
Here a few links with useful information for investors:
National Real Estate Investor is strongly committed to providing its readers with hard-hitting content put into a context that helps commercial real estate professionals perform their jobs better. Well-written and well-edited market reviews, profiles, trend pieces and columns are the hallmarks of NREI and are packaged with the reader foremost in mind. For the professional who wants to stay on the cutting edge of commercial real estate, NREI is a must-read.
NuWire Investor strives to fill educate and update investors on the news, trends and Read the rest of this entry »

Now is the time to buy!!!! Call me!!!!
I’ll be more than happy to help you!!!!
Saturday and Sunday will be in the 50’s and sunny!!!!
That’s it for now.
Remember to come back tomorrow when I’ll be adding some links to investor sites.
Oh and one more thing, if you are planning to sell your house call me!! I am only a phone call away!
Have a good night!!!
Your #1 Realtor®
Asking you to take the first step in searching for a house!
Virginia R. Hoato
Realty World – Blue Property Group, Inc
DRE LIC# 01781539
Direct: 510-305-3254
Fax: 209-234-2750
Email: virginiarh at rightchoicehomes4u.com
TAMBIEN HABLO ESPAÑOL
Web Links: http://www.rwblue-virginiahoato.com
http://www.virginiahoato.topseller.net
http://www.virginiahoato.com
http://www.rightchoicehomes4u.com
Skype Member: virginiarh1961
“FOR RESULTS OF EXCELLENCE: EXPERTISE AND INTEGRITY MUST EMBRACE YOUR NEEDS”.
(VRH 8-13-08)
Share the memorable experience of buying a home with others. Your personal referrals are my greatest compliment.